Pension Provider Switch

To switch or not to switch, that's the question. It's a timely one following the introduction of stakeholder pensions and the increasing number of pension providers with closed with-profit funds. The charge cap makes stakeholder pensions cheaper than many personal pensions sold in the past - making it potentially attractive for some people to switch.

Whether you would benefit from switching or not is not a simple issue but it needs to be considered with the benefit of professional advice.